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Warranties and home warranty plans

Use the coverage you have, and read before you buy more.

5 min read

Before paying for a repair, check whether it's already covered. And before buying a home warranty plan, know what it does and doesn't do.

Check first

  • Manufacturer warranties on appliances, water heaters and HVAC
  • Extended warranties from credit cards (some extend manufacturer coverage)
  • Builder warranties on newer homes
  • Installer warranties on recent work

Home warranty plans

  • They're service contracts, not insurance
  • Read the exclusions, caps and service-call fee
  • You usually can't choose your contractor
  • Compare the yearly price with saving the same amount in a repair fund

General information. Read the terms of any contract before buying. Home Nickel Pro isn't paid by any contractor, store or brand.